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Budget & Finance Options

How to finance the building of a new home

As soon as you are thinking about building a home, it is a good time to speak to your finance provider as they will be able to tell you about the criteria they need to approve a loan.
Payments are made throughout the building progress and you will draw down these as required. You will need to demonstrate a schedule to the bank prior to the loan being approved and they will normally want to see a completion certificate from their valuer and final sign off from the council before they agree to provide the balance of funds.

Once you have an idea of how much you can borrow to fund your new home you can confidently talk to a new home consultant about what plan best suits your budget.

When budgeting for a new home you need to consider:

How much could it cost to build my new Ashcroft Home?

We can tell you this right away! Since we have a concise range of house plans, as soon as we know the section we are building on we can give you an estimate of building costs straight away. Ask us now or see our plans here for pricing details.

Once you have decided upon your budget, you can get an idea here on how much mortgage repayments could be for your build.


Can you apply for a mortgage to build a new home?

Some banks offer a specifically designed ‘construction loan’ to meet the needs of the demand in newly constructed homes in Auckland.

Some features can include:


View our turn-key homes and Home and Land packages.




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